► Subscribe to FT.com here: http://bit.ly/2r8RJzM<br /><br />The so-called pension freedoms of 2015 gave retirees in the UK full flexibility over how they spend their pension pots. But, with many retirees shunning annuities, concerns are growing that retirees will run out of cash. Josephine Cumbo, the FT's pensions correspondent, explains.<br /><br />► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br /><br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes
